There are a lot of properties in the marketplace most especially here in Philippines that offers PAG-IBIG Financing as one of their primary financing option. Big question will you qualify? Here are the things you need to know for you to become eligible in getting a PAG-IBIG Housing Loan. To qualify for a Pag-IBIG housing loan, a member shall satisfy the following requirements: On Pag-IBIG...
There are some reasons why most people prefer to get a PAG-IBIG Housing Loan rather than getting a BANK HOUSING-LOAN below are the advantages and of PAG-IBIG Housing Loan vs Bank Housing Loans. Advantages of PAGIBIG Housing Loan 1. PAG-IBIG Offers Longer Terms than Bank In most cases during your house hunting when you are on the verge of deciding to get your dream house on a monthly basis. You’ll...
How Real Estate Beats Life Insurance? 1. You can earn Good income in rental investments in real estate. Insurance only earns thru investments yields depending on market performance. 2. Real Estate is a legacy asset which you can transfer from generation to generation. Insurance only once. You – > Your Family 3. Aside from the two advantages, Real estate increases its value over time and its...
As an alternative to a bank loan, is in-house financing the right option for you when buying your dream home? It depends… What is in-house financing? A: In-house financing is taking out a loan directly from the property developer to acquire a condominium, a townhouse, or a house and lot. Compared to a bank loan, in-house financing is less stringent on the requirements and the approval process. Who...
1. Small Financial Capital Required You can start as little as 5,000 monthly down payment of a house and lot with 30 to 50sqm of land. 2. Financial Flexibility If you have huge cash enough to pay at least 50% amount of the house, you can start to pay the monthly down payment and use your spare fund to build a profitable business which takes care of your house monthly amortization. 3....